The Ministry of Education issued an ＂early warning＂! Remind students to be alert to telecom fraud and ＂campus loan＂

　　Cctv news(Reporter Kang Yanlong): On the afternoon of July 10th, the Ministry of Education held a press conference at Lanzhou University to introduce the policies and measures to ensure the smooth enrollment of students from poor families and the development of financial assistance, and to answer questions from reporters.

　　Chen Xiyuan, director of the National Student Financial Assistance Management Center of the Ministry of Education, issued an "early warning" at the press conference to remind students and parents to be alert to telecom fraud and various forms of "campus loan" fraud.

　　According to reports, before and after the start of school every year, some fraudsters take the opportunity to call new students, send text messages or WeChat, pretend to be aid workers, and induce students and parents to be deceived in the name of granting scholarships, bursaries and living allowances. The National Student Financial Assistance Management Center of the Ministry of Education reminds parents and students to keep in mind that any funded project will not require students to tell information such as ID number, bank card number and mobile phone verification code over the phone, nor will they be required to pay any fees or operate at ATM machines and online banks. If there are similar requirements, they must be vigilant.

　　After freshmen enter school, some illegal institutions take various measures to trick students into applying for bad "campus loans". The majority of students and parents must be vigilant, resist the temptation, and be clear-headed. Bad "campus loans" are used to deceiving students through beautiful lies such as "zero interest", "super convenience" and "zero risk". Keep your eyes open and think clearly about the consequences, and don’t be credulous and covet its so-called "convenience and quickness".

　　The National Aid Management Center of the Ministry of Education reminds college students to spend money rationally and take the "right path" by borrowing money. As adults, college students should have the spirit of self-reliance and self-discipline. Instead of blindly comparing, we should arrange our living expenses reasonably and spend our time and energy on learning knowledge and improving our skills.

　　In terms of starting a business, college students should not only do their best, but also do what they can. Students who are in urgent need of starting a business with money or trying to take part in training courses to learn a skill should be more cautious. We should not only draw a beautiful blueprint, but also assess various risks. We should not only be enthusiastic, but also think twice before you act, and seek more opinions from teachers, parents, seniors and professionals. Loans must choose the lending products of national formal financial institutions with high safety factor and good credit reputation.